- Government Bonds:
- Treasury Bills (T-Bills)
- Government Securities
- Savings Bonds
- Corporate Bonds:
- Debentures
- Non-Convertible Debentures (NCDs)
- Convertible Debentures
- Perpetual Bonds
- Secured and Unsecured Corporate Bonds
- Municipal Bonds:
- Municipal Corporation Bonds
- Panchayat Bonds
- Public Sector Undertaking (PSU) Bonds:
- Bonds issued by government-owned companies and organizations like NHAI, PFC, and REC.
- Tax-Free Bonds:
- Bonds issued by government-backed entities that offer tax-free interest income.
- RBI Floating Rate Savings Bond:
- Government bonds with variable interest rates linked to the prevailing rate on National Savings Certificates.
- Inflation-Indexed Bonds:
- Government bonds that provide returns linked to inflation rates, such as the Inflation-Indexed National Savings Securities (IINSS).
- Sovereign Gold Bonds:
- Government securities denominated in grams of gold, providing an opportunity to invest in gold without physical possession.
- Fixed Deposit Receipts (FDRs):
- Issued by banks and financial institutions, offering fixed interest rates for various tenures.
- Corporate Fixed Deposits:
- Fixed deposit schemes offered by companies, providing higher interest rates compared to regular bank fixed deposits.
- Non-Convertible Redeemable Preference Shares (NCRPS):
- These are a form of hybrid securities that combine characteristics of both equity and debt instruments.
- Step-Up Bonds:
- Bonds with an increasing interest rate over time.
- Capital Gains Bonds:
- These bonds are issued to provide capital gains tax exemption under Section 54EC of the Income Tax Act.
- Exchange-Traded Funds (ETFs):
- While not traditional bonds, ETFs can include bond-based funds that trade on stock exchanges and provide exposure to various bond markets.
- Sukanya Samriddhi Yojana Bonds:
- Government-backed savings bonds specifically designed for the welfare of the girl child.
- Employee Provident Fund (EPF) Bonds:
- Bonds issued by the Employees’ Provident Fund Organization, providing retirement benefits to employees.
- Post Office Monthly Income Scheme (POMIS):
- Investment in fixed-income instruments offered by the Indian Post Office.
- Kisan Vikas Patra (KVP):
- A small savings certificate program offered by the Indian government.
- National Pension System (NPS) Bonds:
- Part of the NPS scheme, where contributions are invested in a mix of government and corporate bonds.
- RBI Retail Direct Bonds:
- Retail investors can directly invest in government bonds through the RBI Retail Direct platform.
